Ava's Disclosure and Consent

Ava Finance, Inc. partners with financial services software company Sila Inc. (Sila) and banking services provider Evolve Bank & Trust (Evolve), member FDIC, to provide you with an Account on our platform. The Account allows you to store value and perform certain transactions through our platform. By registering to use our platform and receiving access to the Account, you agree to the terms and conditions of the Evolve Customer Account Agreement. Additionally, by opening an Account, linking your external bank account, or authorizing any electronic payment, you agree to Sila’s terms of service, Sila’s acceptable use policy, Sila’s privacy policy, and Sila’s electronic communications consent (the Sila Terms). I accept the terms and conditions of the Evolve Customer Account Agreement and the Sila Terms.

The Ava Credit Builder Mastercard(r) is issued by Patriot Bank, N.A., pursuant to a license from Mastercard(r) International Incorporated. The card can be used everywhere Mastercard is accepted.