Why Report your bills?
Add rent payment
Adding rent payments to your credit report can build your credit score by an average of around 60 points, according to a 2021 TransUnion study.i
Only positive impact
We never report missing rent, so only positive payment history gets reported.ii
No document uploads
Ava automatically finds your rent and bills (utilities and phone) and does the work for you.
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How It works
Securely link your bank account through Ava.
We automatically find your eligible payments — rent, utilities, and phone bills.
You confirm what to report, and we report them every month.
Trusted by thousands
built for real results
Ava reports your rent and bill payments for you and even includes up to 24 months of past rent and bill reporting - at no extra cost. While others charge extra, we’re committed to making credit building fair and accessible.
Start with Ava Todayfrequently asked questions
We’re here to help you navigate the complicated world of credit, in a simple way.
All FAQsWhat is rent & utility reporting?
Does this cost extra?
Is my bank information safe with Ava?
Which bills can I report?
What if I have a mortgage?
Which credit bureaus see my payments?
Do you report late payments?
What if I move?
Join today — because your rent and bills should work as hard as you do.
- According to a 2021 TransUnion study.
- Ava reports your rent and/or utility payment activity to Transunion but does not promise or guarantee specific results. Credit bureaus independently determine credit scores based on multiple factors. Improvements to your credit score cannot be guaranteed.